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Whether you're looking for first home or refinance into a lower payment we're here to help!
Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.
Reduce My Payment
If your house has increased in value, you can use that equity to get cash-out, for whatever you need!
Use My Equity
Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!
Shorten My Term
At Capitol Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.
We work conforming and non-conforming real estate loans.
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Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary.
Our team at Capitol Mortgage is fast, friendly, experienced and here to help you every step of the process!
We know the area and the market and we're part of your community, not a bot on the net :)
We work to close your loan as quickly as possible. We can even hit curveballs!
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
Phone: (831) 449-1227
Address: 1880 N. Main Street # 200 Salinas ,CA 93906
Monday-Friday: 9am to 6pm Saturday: 10am to 2pm Sunday: Closed
We can help you lock in a long term fixed rate and get out of your ARM.
Get started with our easy online application.
Click here to get started
There are lots of good reasons to choose an FHA loan.